Landbay cuts BTL rates by up to 70bps  

By: ameer@trustedteam.com

Landbay has cut prices across its fixed-rate product range for landlords by between 30 and 70 basis points.   The specialist buy-to-let lender says highlights of its reductions include:   Like-for-Like remortgage...

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Govt needs ‘proper plan’ on energy efficient homes -NRLA

By: ameer@trustedteam.com

In an interview over the weekend with Michael Gove, the Sunday Telegraph revealed that the housing minister wants to relax the current rules that will ban landlords from renting...

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Keystone slashes rates across entire range

By: ameer@trustedteam.com

Specialist buy-to-let lender Keystone Property Finance has slashed rates across its entire range of products by up to 65 basis points (bps). The biggest reductions are in the lender’s ex-pat...

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Mortgage holders suffer £147 monthly shortfall: Citizens Advice

By: ameer@trustedteam.com

In 2019 mortgage holders had a £61 surplus after covering essential bills, they now face a £147 a month shortfall, figures from the latest Citizens Advice cost-of-living dashboard show. Some...

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Comment: EPCs are the tool for the job

By: ameer@trustedteam.com

Recent media coverage for EPCs (Energy Performance Certificates) has been far from flattering with headline grabbing claims about their perceived “lack of accuracy” and questioning whether they are fit...

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How to become a loan officer in Texas

By: ameer@trustedteam.com

How much a loan officer makes depends on where they work. Some mortgage loan officers make a flat salary, while others make a salary plus commission. Typically, commissions are...

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Americans are moving toward climate danger in search of cheaper homes

By: ameer@trustedteam.com

A midsummer quiz: Let's say you read about an area experiencing blistering heat for weeks on end. Heat so hot that in the day, you can't go outside, and at nighttime it's still above...

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Lift the ban on lenders providing down payment assistance on FHA loans: Ted Tozer

By: ameer@trustedteam.com

Before the 2008 housing crisis, home sellers would offer DPA to FHA borrowers and raise the sales price to cover the cost, creating exaggerated losses for the FHA program. The...

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Recession becomes closer call as economists rethink forecasts

By: ameer@trustedteam.com

Some of the forecasters who were first out of the box to predict a U.S. recession are starting to hedge their bets as inflation ebbs and the economy remains...

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‘Nonbank SIFI designations would be ill-suited for servicers’

By: ameer@trustedteam.com

Mortgage and housing trade groups this week pushed back against a Financial Stability Oversight Council proposal aimed at reverting its review process to one in which it would be...

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